Why choose us

Here's what makes us different

The decision to seek financial advice isn’t one you take lightly, and it’s important that you’re able to work with someone who understands and empowers you. Here are a few reasons why we might be the right fit.

    A truly blank page approach

    We never start with any assumptions. From the very first meeting, we have a totally clean slate to build upon: we add your ideas and plans for the future, your dream bucket list items, and remove any worries or uncertainties.

    Experience where it matters

    Our 20+ years of experience in the industry comes in handy. It allows us to anticipate what you need (and what you don’t), draw on our own experiences and find a path forward. Whatever situation you’re in, we’re almost certain to have seen it before!

    Proud to be independent

    In fact, we think it’s the only way to be. As an independent financial planning firm, we not only have the freedom to do things our way, but the freedom to source the best solutions for each and every client, for a totally tailored experience.

    We keep things simple

    Simplicity is key to how we do things. It’s about being here for you however you need us, explaining things in plain, jargon-free language, and making you feel informed and relaxed throughout the process. We always aim to remove the complexity.

Part of the FT Top 100

We're delighted that ValidPath has again been recognised in the FTAdviser’s Top 100 Financial Adviser list for 2023. Little Green Owl Financial Planning Ltd, as a member of the ValidPath Network, is proud that this achievement recognises our commitment to providing best-practice and independent financial advice for our clients.

Peter & Jenny,

Lower Broadheath

We moved to our present home in 2011 and decided that we needed expert financial advice. We had paid little attention to our retirement, but knew we needed help. Andy straight away put us at ease with his clear and easy way of explaining (jargon-free) what was needed to achieve the things we wanted to do in retirement. He looked at all our income streams and our outgoings to come up with a plan that would do this.

Expert financial advice is not cheap (good advice never is) and we have not been disappointed with that advice, or with him. His advice and support have enabled us to have a very fulfilling retirement, and the future is looking just as good. It is refreshing to find someone like Andy who is ethical, honest and caring in such a hard-nosed industry.



In 2014 I found myself with various pensions from former employers, but worried they might not add up to a decent retirement. I had been putting off doing anything about it, but finally started looking around for financial advice.

From the ones I found, Andy Johnson looked like someone I could get along with and trust. I was right! He listened to my needs, consolidated my various pensions into better performing funds, and formulated a plan to build my pension finances.


United Kingdom

When I reached 55 I was keen to find out my pension options; My initial need was to release cash to pay off my mortgage early, and while other IFAs had procrastinated on this issue, Andrew went the extra mile and made it happen. Paying off the mortgage has enabled us to enjoy more financial freedom and provided more clarity as to my personal future retirement plans, which I am able to review on a regular basis with Andrew.

Andrew's advice has been and continues to be empathetic, honest & reliable. He is a great example of a financial adviser who really does listen to my current circumstances and whose advice I genuinely can trust in all my financial matters.